86400 (formerly Mobileware Technologies) is a digital payment solutions provider. It offers a suite of products including NPCI switches, APIs, and the flagship 'Bank In A Box' platform, TransXT. Services include UPI, IMPS, and BBPS switches, enabling seamless digital transactions for banks, fintechs, and NBFCs. The target audience is B2B enterprises seeking integrated payment solutions. The unique selling proposition is its robust, customizable, and compliant payment infrastructure, ensuring high uptime and security, making it a preferred partner in the digital payment ecosystem[1][2][3].