Go ahead. Compare Academic Employees Credit Union to other financial institutions. YouAoll find that AECU is at the head of the class, with a history of serving the Mid-Missouri academic community, as well as our Columbia neighbors. Because AECU is a not-for-profit, member-owned credit union, our main goal is not to make money, but to help our members save theirs! We still offer all of the products and services youAod enjoy at a bank. However, you can generally earn higher rates on savings, pay lower rates on loans, and pay lower (and fewer) fees than you would at most banks.