The Adirondack Trust Company provides banking and financial services to individuals and businesses in New York. The Bank operates in four business segments: personal banking, corporate banking, investment banking, and insurance. Adirondack Trust Company provides its services through 11 branch offices primarily in Saratoga, Warren, and Washington Counties. Total assets: US$ 954 million (as of June 30, 2012). The company's business banking services comprise commercial mortgage loans, commercial lending, checking and savings accounts, online banking, business insurance, and special business services. Adirondack Trust Company also offers investment services, such as investment management, investment advisory, mutual fund account, and custody account, retirement planning products; trust services, including living, testamentary, and charitable, and estate settlement services consisting of collecting and safeguarding assets.