American Express Company (AmEx) is a diversified global financial services company. Its principal products and services are charge and credit payment card products and travel-related services offered to consumers and businesses. American Express has four segments: U.S. Card Services, International Card Services, Global Commercial Services (GCS), and Global Network & Merchant Services (GNMS). Total assets: US$ 153.337 billion (as of December 31, 2011). Net income: US$ 4.057 billion (2010), US$ 4.935 billion (2011), US$ 4.482 billion (2012). Its products and services include charge and credit card products, expense management products and services, consumer and business travel services, stored value products, such as Travelers Cheques and other prepaid products, network services, merchant acquisition and processing, point-of-sale, servicing and settlement and marketing and information products and services for merchants, and fee services.