Apt Pay Inc is a payment service provider specializing in money movement and account-to-account (A2A) payments. They offer services like electronic funds transfer, direct deposit, and instant payments, integrating compliance processes such as KYC and AML checks[1][3][4]. Their platform connects businesses to the banking ecosystem via APIs, facilitating real-time bank payments[5]. The target audience includes businesses and consumers seeking efficient payment solutions. Apt Pay's unique selling proposition is its innovative orchestration engine, which simplifies transactions by combining various payment methods into one platform, ensuring precision and reliability[1][3].