The Australian Prudential Regulation Authority (APRA) is an independent statutory authority that supervises financial institutions across banking, insurance, and superannuation to ensure their safety and soundness[1][3]. APRA's services include setting prudential standards, monitoring compliance, and promoting financial system stability[5]. Its target audience includes depositors, policyholders, and superannuation fund members[5]. APRA's unique selling proposition is its role in maintaining confidence in the financial system by protecting beneficiaries' interests and promoting stability through proactive regulation[5].