Auto-Owners Insurance is a mutual insurance company offering life, home, auto, and business insurance through independent agents in 26 states[1][3]. Their services cater to individuals, families, and businesses. The company is recognized for its financial strength and customer service, holding an A+ rating from AM Best[3]. Their unique selling proposition is the exclusive use of local, independent agents, providing personalized service and community involvement. This approach allows them to build strong relationships with policyholders and agents, enhancing customer satisfaction and loyalty[1][3].