auxmoney is a leading digital lending platform in Europe, offering consumer credit services through a credit marketplace where private and institutional investors fund loans to pre-approved borrowers[1][3]. Their services include personal loans, with a focus on quick and digital financing processes[4]. The target audience includes individuals, students, and self-employed individuals who may face challenges with traditional banking[4]. Unique Selling Proposition (USP): auxmoney uses AI-powered risk models and a unique credit scoring system to provide loans to a broader audience, including those often rejected by banks, offering a more inclusive financial experience[1][3].