Bandhan Bank is a commercial bank focused on serving underbanked and underpenetrated markets in India. It offers a wide range of services including savings and current accounts, fixed deposits, credit cards, home loans, personal loans, insurance, and mutual funds[1][3]. The bank targets small business owners and rural communities, providing microfinance and general banking services[1][3]. Its unique selling proposition is its transformation from a microfinance institution to a universal bank, emphasizing financial inclusion and empowerment[1][3]. Bandhan Bank's operations are predominantly in rural and semi-urban areas, making it a leader in inclusive banking[1].