Bank & Trust Company (B&T) is a unique community bank based in Litchfield, IL. The Bank primarily serves several counties in south central Illinois including: Montgomery, Macoupin, Christian, and Sangamon counties. Branch facilities are located in Litchfield, Chatham, Raymond, Farmersville, Rochester, and Carlinville to provide personal, one-on-one service to our customers. We offer most of the services offered by regional banks, but are still small enough that customers are known by name, not by a number. We offer extensive trust and wealth management services to clients, which is uncommon for most community banks.