Bank of Jiangsu Co., Ltd. provides personal and corporate banking products and services. It offers personal loans that include business start-up loans for college-graduates; personal entrusted, first-hand housing, second-hand housing, home consumer, education, credit, vacation, business, and agriculture-related small loans; personal loans for consumptive and commercial cars; personal revolving loan of credit; and small secured loans for laid-off and unemployed workers. The company also provides personal savings that include current and term deposits, gift deposit receipts, and term all-in-one accounts; and personal wealth management products and saving bonds.