Bank Otsar Ha-Hayal, Ltd., along with its subsidiaries, provides banking and financial services. The company offers retail banking services to the customers in the personal, private banking, and small business segments, as well as corporate banking services to the business customers. It also provides non-banking services, such as credit card activities, investment portfolio management, provident fund management, and mutual fund management. In addition, the company offers foreign exchange and interest rate derivative products, including FX spot, forwards and swaps, interest rate swaps, forward rate agreements, and vanilla options. Bank Otsar Ha-Hayal, Ltd. was formerly known as Otsar Hahayal, Ltd. The company was founded in 1946 and is based in Tel Aviv, Israel. As of August 17, 2006, Bank Otsar Ha-Hayal Ltd. operates as a subsidiary of First International Bank of Israel Ltd.