BankVic is a member-owned mutual bank based in Melbourne, Australia, founded in 1974. It offers a range of personal banking services including home loans, insurance, savings accounts, credit cards, and personal loans. The bank primarily serves police, emergency, health workers, and public sector employees. Unique Selling Proposition (USP): BankVic's member-owned model allows profits to be reinvested for better member services, supporting its community through tailored financial solutions. It is a certified B Corp, emphasizing social responsibility and community support[1][2][3].