BCT-The Community's Bank is a historic community bank founded in 1871 in Charles Town, West Virginia. It operates under the names BCT-Bank of Charles Town in the Eastern Panhandle of West Virginia and The Community's Bank in Hagerstown, Maryland, and Loudoun County, Virginia[1][3]. The bank is known for its commitment to community service and customer satisfaction, reflecting its founding principle of "neighbors helping neighbors"[1]. ### Key Features and Services: - Locations: BCT has branches in West Virginia (Charles Town, Harpers Ferry, Kearneysville, Martinsburg, Hedgesville), Maryland (Hagerstown), and Virginia (Leesburg)[2]. - Services: Offers personal and business banking services, including checking accounts, savings, loans, residential mortgages, and wealth management[2][3]. - Awards and Recognition: Frequently recognized as a "Best Bank to Work For" by American Banker and voted "Loudoun's Favorite" in several financial categories[1][5]. ### Leadership and Financial Performance: - CEO: Alice P. Frazier, who has been instrumental in the bank's growth and community engagement[4][5]. - Financial Performance: As of 2023, BCT reported total assets of $831 million, with a net income of $7.26 million[1]. ### Community Involvement: - BCTCares Foundation: Engages in local community initiatives, such as the "Pack the 'Pack" campaign to support food-insecure children[1].