BDO Unibank is a full-service universal bank in the Philippines, offering retail and corporate banking services including lending, deposit-taking, foreign exchange, brokering, trust, investments, credit cards, and remittances[1][3]. Through subsidiaries, it provides leasing, investment banking, private banking, bancassurance, and stock brokerage[1][3]. Its target audience includes individuals, SMEs, and large corporations. BDO's unique selling proposition is its extensive distribution network with over 1,700 branches and 5,700 teller machines nationwide, making it the largest bank in the Philippines by assets and network[5]. This extensive reach enhances customer accessibility and convenience.