Belfius is a Belgian banking and insurance group owned by the federal state. It offers a wide range of banking and insurance products to retail customers, SMEs, public institutions, and large corporates[3][5]. Services include retail and commercial banking, life and non-life insurance, mobile banking, and financial markets products[1]. Belfius targets diverse segments of the Belgian economy and society[5]. Its unique selling proposition is being the only 100% Belgian integrated bank and insurance company, providing comprehensive financial services across the country[3].