Belstar Microfinance Limited is a non-banking finance company specializing in microfinance services. It offers loans for microenterprises, sanitation, consumer goods, education, and insurance products, primarily targeting marginalized communities such as farmers, artisans, and small entrepreneurs[1][3]. Belstar operates under Self-Help Group (SHG) and Joint Liability Group (JLG) models, focusing on financial inclusion and social transformation[3]. Its unique selling proposition is a dual focus on financial performance and social impact, leveraging its association with Muthoot Finance for operational benefits[1]. This approach helps Belstar maintain low credit risk while fostering community development[1][3].