Bharat Financial Inclusion Limited, a 100% subsidiary of IndusInd Bank, provides microfinance services primarily to women in rural India. It offers loans for income-generating activities and other financial products like mobile handsets and solar lamps. The company uses the Joint Liability Group model, leveraging social collateral to manage risk. Its unique selling proposition is providing accessible financial services to underserved communities, enhancing financial inclusion. Bharat Financial Inclusion targets low-income women, offering them a platform for economic empowerment through microfinance and other financial services[1][3].