Bold Penguin is an insurtech company that simplifies small commercial insurance by providing an integrated digital platform. Their services include the Terminal for quoting, Exchange for connecting businesses and carriers, Storefront, and Analytics. They target commercial insurance agents, brokers, and carriers. The unique selling proposition is their ability to streamline the quote and bind process, reducing it from weeks to days or hours, while empowering agents to maintain their trusted advisor status[1][2][5]. Bold Penguin was founded in 2016 and acquired by American Family Insurance in 2021[1].