The CAAT Pension Plan is a defined benefit pension plan that provides secure, predictable retirement income to its members. It offers services like DBplus and DBprime, which include features such as inflation protection, early retirement options, and survivor benefits. The target audience includes employees from various sectors across Canada. The unique selling proposition is its jointly sponsored governance model, offering cost certainty for employers and a secure lifetime pension for employees, eliminating investment risks and providing predictable retirement outcomes[1][2][3].