Cambridge Savings Bank is a mutual bank offering a wide range of financial services, including savings accounts, checking accounts, money market accounts, IRAs, brokerage accounts, mortgage products, and credit cards. It also provides commercial services like asset-based lending for businesses. The bank targets both individual and business customers in Massachusetts, focusing on community development and long-term relationships. Its unique selling proposition is its mutual structure, allowing for a long-term vision and customer-centric approach without pressure from stockholders, which enhances community investment and employee development[1][3][5].