Capital Bank, N.A. is a Maryland-chartered commercial bank offering commercial and consumer banking services in the Washington D.C. metropolitan area. It also operates nationwide through Capital Bank Home Loans and OpenSky credit cards. The bank combines digital products with personalized services, targeting both individuals and businesses. Its unique selling proposition is a "high-tech, human touch" approach, focusing on customer relationships and digital innovation. This blend helps attract and retain customers, particularly through services like PPP loans and mortgage lending. Capital Bank serves as a partner for customers seeking tailored financial solutions.