aeskoslovensk obchodn= banka, a.s. (aSOB or Czechoslovak Trade Bank) is one of the largest universal commercial banks in the Czech Republic. CSOB is a part of the international bancassurance KBC Group which is active in Belgium and the CEE region. CSOB is operating under two retail brands in the Czech Republic - CSOB and Postovni sporitelna (Postal Savings Bank - PSB); the latter is using the wide distribution network of Czech Post. Net profit: C 480 million (9M-2012).