Coastal States Bank is a financial institution based in Hilton Head Island, South Carolina, specializing in personal, commercial, and small business banking services. Founded in 2004, it offers a range of financial products including checking accounts, residential mortgages, home equity loans, and digital banking services[1][3]. As of December 2023, Coastal States Bank had approximately $2 billion in total assets and operated with about 174 employees across 10 locations[3]. ### Key Features and Services: - Headquarters: Located at 5 Bow Circle, Hilton Head Island, SC[1][2]. - Services: Offers personal and business banking, residential mortgages, home equity loans, commercial lending, and digital banking services[1][5]. - Locations: Operates in the Lowcountry of South Carolina, Savannah, and the Atlanta Metropolitan area[1][4]. - Financial Status: Total assets of approximately $2 billion as of Q4 2023[3]. - Parent Company: CoastalSouth Bancshares, Inc. (OTCQX: COSO), a registered bank holding company[4]. ### Recent Developments: - Board Changes: Announced changes to its Board of Directors in March 2024, including the departure of Mr. Ping Lee and the addition of Mr. Gee Aldridge[1]. ### Customer Experience: - Reviews: Customers appreciate the bank's low fees, easy online banking, and personalized service, though some have experienced issues with mortgage handling[3].