Colorado Retirement Association (CRA) is a local government retirement plan provider for Colorado, serving counties, municipalities, and special districts since 1968. CRA offers 401(a) and 457(b) plans with best-in-class investment options guided by Innovest Portfolio Solutions. Services include one-on-one retirement counseling, flexible fund choices, and competitive fees. Their target audience is local government employees. The unique selling proposition is their personalized service and transparent, low-cost management, allowing participants to maintain plans even after retirement. CRA is governed by participants, ensuring a focus on delivering high-quality plans at minimal cost.