Connecticut Interlocal Risk Management Agency (CIRMA) provides insurance, risk management, and claims services to Connecticut's public sector, including cities, towns, schools, and local agencies. CIRMA offers tailored insurance programs, Workers' Compensation, Liability-Auto-Property pools, and holistic claims management. Their target audience is nearly 90% of Connecticut's public sector entities. CIRMA's unique selling proposition is its member-owned and governed structure, offering stable and competitive pricing, along with a focus on empowering municipalities to manage risk effectively, ensuring long-term financial stability and trust[1][2][3].