Credit Europe Bank NV has incorporated various business models that fit to the needs of their respective global and local markets. Trade and commodity finance, bank relations, treasury, compliance, risk management, IT and financial control are centralized in the Dutch headquarters. Direct retail banking in the Eurozone is focusing on saving and loan products to retail customers. It is managed and supported by a multilingual contact centre in Frankfurt, Germany as well as by assisting staff in Germany and Romania. Russia, Romania and Ukraine are operating as retail banks and commercial banks, offering a wide range of services to retail customers and enterprises. Switzerland focuses on private banking and portfolio management. Trade and commodity finance is supported by Credit Europe Bank Dubai. Marine Finance is supported from the Malta branch.