Diversified Benefit Services, Inc. (DBS) is a third-party administrator specializing in employee benefit management solutions. They offer services like Flexible Spending Accounts (FSAs), Health Reimbursement Arrangements (HRAs), Health Savings Accounts (HSAs), COBRA Administration, and more. Their target audience includes employers and employees across the U.S. DBS's unique selling proposition is their proprietary Advanced Strategic Administration Program (A.S.A.P.), a federally registered and trademarked software system, which streamlines benefit administration. This technology, combined with their legislative advocacy and educational efforts, sets them apart in the industry.