DUAL North America is a leading specialty program administrator offering property, casualty, and financial lines insurance products. They provide expert underwriting solutions through over 25 unique programs, leveraging industry-leading technology and analytics[1][2]. Their target audience includes brokers and carriers across North America. DUAL's unique selling proposition is its ability to offer comprehensive and innovative underwriting solutions, supported by a strong entrepreneurial culture and strategic infrastructure[2]. They are part of the DUAL Group, the underwriting arm of Howden Group Holdings[2].