Dvara KGFS is a non-banking financial company (NBFC) providing financial services to low-income households and small businesses in rural India. They offer savings, credit, insurance, and investment services, focusing on microfinance, SME financing, and agri-commodity finance[1][3]. Their target audience includes smallholder farmers and low-income households. The unique selling proposition (USP) of Dvara KGFS is its customer-centric approach and extensive reach into remote rural areas, bridging the financial inclusion gap[1][3]. Their technology, such as the Perdix customer management system, enhances service delivery efficiency[3].