edRISK is a sponsored captive insurance program for educational institutions in the U.S., evolving from edHEALTH, a healthcare solution established in 2013. It offers insurance services like property, liability, and educator's legal liability, aiming to reduce volatility and costs for schools. The target audience includes higher education and secondary schools. Unique Selling Proposition (USP): Member-owned and governed, edRISK provides collaborative, data-driven risk management solutions with lower operating costs, allowing member institutions to share in savings and have a say in strategic decisions[1][2][4].