Elo Mutual Pension Insurance Company is a Finnish pension insurance provider established in 2014 through the merger of Pension Fennia and Tapiola Mutual Pension Insurance Company. Elo offers statutory earnings-related pension provisions for employees and entrepreneurs, managing EUR 30 billion in assets. Their services include pension fund management, work ability management, and rehabilitation support. The target audience includes Finnish companies and self-employed individuals. Elo's unique selling proposition is its commitment to providing lifelong security through responsible and sustainable investment practices, ensuring customers receive their earned pensions while supporting work ability management initiatives.