ESAF Small Finance Bank is an Indian bank headquartered in Thrissur, Kerala, focusing on serving the underbanked and unbanked populations. It offers a range of services including savings accounts, loans, micro-banking, and digital banking solutions like internet and mobile banking[1][2]. The bank targets rural, semi-urban, and urban areas, aiming to bridge financial gaps for marginalized communities[3]. Its unique selling proposition is its commitment to holistic economic development through innovative financial services and social initiatives, such as the Hrudaya deposit scheme, which supports economic development at the grassroots level[3].