From the depths of despair during the great depression, the enterprising spirit of a handful of Fall River firemen gave birth to what is today the Fall River Municipal Credit Union. The beginning was humble to say the very least. It started with a Fall River firefighter, a state appointed finance board, and the impending threat of wholesale cuts in the pay of city employees. The Credit Union's founding points to a Fall River firefighter who attempted, without success, to obtain a loan from a local institution. As the father of nine children, his financial resources had been drained and he was in dire straits. It was at this point that two fellow firefighters told him about a credit union that had been established in Springfield, Massachusetts. Email id based on pattern