Farm Bureau Bank FSB is a federally chartered savings bank offering a range of financial services including checking accounts, savings accounts, mortgages, credit cards, and CDs. It operates primarily as a direct bank with online and mobile banking services, though it has limited physical locations. The bank targets Farm Bureau members and the general public, providing competitive interest rates and low fees. Its unique selling proposition is the combination of competitive rates and convenience through digital banking, making it appealing for those seeking hassle-free financial management without the need for extensive branch networks.