FedFinancial FCU was founded in 1935 under the name Public Health Service Federal Credit Union, serving a subset of employees of what is now the U.S. Department of Health and Human Services. Today our charter allows us to serve all U.S. Government employees, retirees, their family members and housemates throughout the Washington, DC and Baltimore, MD metropolitan areas. We are a full-service financial institution offering savings, checking, credit cards, mortgages, home equity loans, home equity lines of credit, auto loans and more.