FERMA, the Federation of European Risk Management Associations, unites 23 risk management associations across 22 European countries, representing over 5,600 risk managers. It coordinates risk management efforts, enhances professional influence, and promotes knowledge sharing among members. FERMA's services include organizing biennial risk management forums and seminars, lobbying European institutions, and developing professional certifications. The target audience includes risk managers and insurance professionals. FERMA's unique selling proposition is its ability to integrate risk management into organizational cultures across Europe, providing a unified voice for risk management professionals at a European level[1][3][5].