FinCred Chile appears to be a local representation or partner of FinCred, a UK-based trade credit insurance broker. However, specific details about FinCred Chile's services and target audience are not readily available from the provided URLs. Typically, FinCred offers trade credit insurance and surety bonds, focusing on businesses that need protection against non-payment risks. Their unique selling proposition likely includes personalized client service and expertise in trade credit insurance. Without more specific information on FinCred Chile, it's challenging to define their exact services or target audience.