Fio banka is a Czech financial institution offering traditional banking services and securities brokerage. It provides fee-free general banking services, including current accounts, savings accounts, loans, and payment cards. Fio banka is the largest Czech securities trader for smaller clients, facilitating trades on the Prague Stock Exchange and RM-SYSTEM. Its target audience includes individuals and small to medium enterprises. The unique selling proposition is its zero-fee policy for standard services, personalized loans, and innovative investment options, making it attractive to those seeking cost-effective banking solutions.