FirstCentral Credit Bureau Limited is Nigeria's first and only independent credit bureau, authorized by the Central Bank of Nigeria. It offers services like credit reports, credit scores, and monitoring for both individuals and businesses. Their services include Dud Cheque Reports, X-Score consumer reports, and Quarterly Portfolio Reports. The target audience includes financial institutions and retailers. The unique selling proposition is its independence, ensuring unbiased credit information, and leveraging world-class technology to deliver customer-centric services efficiently[1][3].