Form3 is a cloud-native payment technology company offering a fully managed, real-time account-to-account payment platform for financial institutions. Their services include payment orchestration, fraud prevention, and regulatory compliance management through a single API. The target audience includes large enterprise banks and digital challenger banks. Form3's unique selling proposition is its scalable, adaptable, and resilient cloud-based infrastructure, allowing clients to focus on core business while outsourcing payment infrastructure management, reducing costs and enhancing operational efficiency[1][2][5].