FPL Technologies is a fintech startup based in Pune, India, that reimagines credit and payments using AI-based solutions. They offer a range of services, including a tech-empowered card management stack, risk management suite, data analytics platform, and customer lifecycle management tools. Their flagship product, OneCard, empowers users to manage and improve their credit scores. The target audience includes tech-savvy consumers and financial institutions. The unique selling proposition is their focus on transparency and customer education, leveraging in-house technology to provide seamless credit experiences. Their approach emphasizes empathy and simplicity in financial services.