Frontline Insurance is a group of independent insurance companies serving coastal homeowners in the Southeast U.S., including Florida, Georgia, Alabama, North Carolina, and South Carolina. They offer homeowners and property insurance with a focus on reliable claims service and competitive pricing[1][3]. Their unique selling proposition includes the Stepdown Deductible policy, which offers up to 100% cash back on hurricane deductibles after five claim-free years[5]. Their target audience is primarily high-value property owners, with coverage options for properties valued at $1 million and above[5].