GRAWE Hrvatska d.d. is an international insurance company based in Zagreb, Croatia, established in 1993. It offers a range of insurance products, including life, health, and other types of insurance, targeting both individual and corporate clients. The company is known for its stability and security, being part of the Austrian GRAWE Insurance Group. Its unique selling proposition is offering specialized insurance products, such as cyclist insurance, which sets it apart from competitors in the Croatian market[1][2][4].