Groupe Cloutier is a Quebec-based insurance brokerage firm founded in 1978. It provides services in life insurance, investments, retirement planning, and group insurance, supporting over 1,000 independent financial advisors across six financial centers[1][3]. Their target audience includes individuals and businesses seeking comprehensive financial services. Groupe Cloutier's unique selling proposition is its commitment to maintaining an independent distribution network, allowing advisors to offer tailored products while ensuring client choice and autonomy[2][5]. This approach emphasizes integrity, quality advice, and a human-centric approach, fostering long-term relationships with clients and advisors[3].