Halyk Bank is a leading commercial bank in Kazakhstan, offering a wide range of financial services across corporate, SME, retail, and investment banking. Services include accounts, deposits, loans, credit cards, foreign exchange, trade finance, and insurance products. The bank targets individuals, corporate clients, SMEs, and financial organizations in Kazakhstan, Russia, Kyrgyzstan, Tajikistan, Georgia, and Uzbekistan. Its unique selling proposition is its extensive market presence and comprehensive service portfolio, making it the largest bank in Kazakhstan with a significant market share. Halyk Bank's merger with Kazkommertsbank further solidified its position in the region[1][2].