Havarti Risk provides regulatory actuarial support and risk solutions to the healthcare industry, focusing on health plans, providers, startups, and financial sponsors. Their services include pricing and reserving, product development, and best practice reviews. They specialize in quantifying, negotiating, and transferring health cost of care risk, offering stop loss products. Their unique selling proposition is leveraging extensive health actuarial experience to deliver tailored risk solutions, enhancing financial stability and outcomes for clients. The company is led by experienced professionals like Keith Passwater, former Senior Vice President at Anthem[1][3][5].