Welcome to HealthCare Associates Credit Union, your full-service, not-for-profit financial institution. We're member owned and operated, so you'll always feel at home here. We do everything we can to keep our costs -- and your costs -- down while still providing all the financial services you need. Profits are returned to you in the form of above market savings rates, below market loan rates, less restrictive loan underwriting policies, the newest and best financial services and the highest level of member service.