HK Henderson is an insurance company based in Saskatchewan, offering personal and commercial insurance products. They provide a holistic approach to risk management, going beyond traditional hazard insurance to address business risks such as technology, cyber threats, and HR issues[1][2]. Their unique selling proposition is the "IAP Approach," which identifies, assesses, and prioritizes risks to create customized plans for clients[1]. Their target audience includes businesses across Saskatchewan and surrounding provinces, focusing on providing innovative solutions and personalized service[1][5].