holipay is the deferred payment solution chosen by accomodations which allows guests from all over the world to travel conveniently by paying the total amount in instalments. holipay integrates into the booking engine of any hotel, hotel chain, B&B and campsite. The customer always books with 49.00. The algorithm divides the remaining amount into equal parts which will be automatically charged on the 1st and 15th of each month and before check-out.